Frequently Asked Questions

1. Is this a hourly job or a business?

This is 100% a business that you own and is yours and merely work thru Tegrity to receive training, support, guidance, leads, crm for you to build and grow your business. You work with us, not for us.

2. Where can I work from?

This is no office space movie where you need to come in and go to your cube and talk about having the Mondays at the office water cooler. Lol.

It’s pretty much up to you! Anywhere on earth is really where you can choose work from as long as you have an internet connection a computer and headset you can work form. All you need is an insurance license, internet, headset and a computer and you are good to go! The owner personally has worked most of the last 20 years in the Philippines but also Europe for up to 6 months at a time and from the Kenai river bank in Alaska to just about everywhere between.

3. Is this another one of those get rich quick pyramid scams.

NO! Selling insurance is as far from get rich quick scams and in fact is one of the oldest professions on earth and has been going and growing ever since the 1500s. With over 6 centuries under its belt and only getting bigger yearly even AI wont be able to take over this business. However getting rich does HAPPEN A LOT and so much so that insurance sales has more millionaires than any other profession so retiring in 10 years and still having a 6 figure income coming in is very do able. Also selling insurance is great in both great economies and during recessions.

4. Do I need a license to sell insurance?

YES! You must carry at least one state insurance license to be able to work at Tegrity. This entails reading and learning the rules and regulations of the state you live in then going to a state run facility to take the test. Upon passing the test you will be issued a license by the state then you get appointments with carries and you are all ready to sell.

5. How much money does it take to get started in the insurance business?

Although Tegrity doesn’t charge anything to join our brokerage you will at a minimum need a computer and internet and pass the state insurance test. Upon obtain at least one state Insurance license as well as E & O Insurance ($300 a year). If you have none of those about $1,200 and your an Insurance Business owner. There is very little barrier to entry in the Insurance industry.

6. Is Tegrity a captive agency or a brokerage?

Tegrity is a brokerage which allows us to do whats right by our clients and have many different products to find plans that will meet our clients needs and budget. Captive agencies (State Farm, All State etc) are terrible in that it forces you to selling a single plan that may not work for your clients needs but since you have no other option they must square peg a round hole. We at Tegrity like to sleep at night knowing we work for our clients best intrests and not for a single insurance company. This gives us the unique opportunity to truly create a WIN/WIN for our customers!

7. Is this a over the phone or face to face sales position?

First and foremost its your own business so its a touch more involved than just sales. With that being said it’s which ever you want it to be! If you’re living on the beach of Bora Bora you certainly can’t meet clients on a regular basis so then its phone sales. If you love your town or city you currently are residing in you can book your appointments for face to face meetings if you so desire or still do phone sales even if its calling your next door neighbor, how you choose to do it is completely up to you. Its your business, your choice on how you want to run it and thats just part of the freedom this amazing business offers for you to live the dream!

8. Why work with Tegrity Business Services?

We at Tegrity offer a completely proven turn key business to you. Literally you dont need to do or figure out anything on your own its all given to you on a silver platter for you to learn and copy and implement. Its just that simple and your making over $100k year one. In addition we also own our own call center in the Philippines which no other company has and lastly we also offer other Non- Insurance services every business needs  (Remote Staffing and Merchant Accounts) which allows you to make even more money on each and every sale. Our President leads from the front and even with everything he must do in a day still is in the top 1% for health insurance production in the nation. Plus with our system you spend 99% selling insurance and not having to do all the other tasks that need to be done  which are non selling activities.

9. Is there a salary or is this commission based?

Again this is your business and like any business you get paid based on your sales so it is 100% commissions and NO salary. Which allows doesn’t limit your earnings and allows you to earn up in the 7 figure range.

10. Are there any additional incentives?

Yes besides working from anywhere, passive income, setting your own schedule, massive tax advantages, unlimited income potential, if you do a good job many of the carriers provide fully paid trips to world class locations around the earth always at 5 star hotels for both you and your spouse. These trips go mainly to Europe destinations and cost the carries about $15,000 for each couple. So even your yearly vacations can be free and paid for by various carriers if you so desire.

11. Is there a high failure rate in the insurance industry?

Fortunately YES! Why that is, is up for discussion but its a great thing if you made it past your first year, as it only gets easier with each and every passing year and less competition which means more money for you. I have come to a conclusion after 27 years as to who is at fault for the failure rate. When I first started in 1999 there was no training given to me just brochures and some leads and in addittion no where to get training so back then I would say it was 60% the industry fault and 40% the reps fault. Now with CRM’s and all the automation as well as with all YouTube training and general improvements in video training from carriers I would says its 90% the reps fault and 10% the carriers fault. We at Tegrity turn it up a notch decided to make our system so turn key, so fool proof that literally a talking parrot can do the business that we can proudly say we put together the first system in which if you dont make a 100k+ its 100% no questions asked guaranteed YOUR FAULT YOU DIDNT SUCCEED!

12. What exactly does Tegrity sell and who is the target market?

This has to be the 2nd reason as to why people choose Tegrity over another brokerage is our product line up is 2nd to none! We sell to literally EVERYONE with both Business TO Business (b2b) and Business to Consumers (b2c) we can cover every single American from 1 day old to 100 years old at least one if not more than one of our products! Our insurance products consists of indivdual/ group / travel Health Insurance we also offer all the various Life insurance products and Medicare as well as Annuities. Lastly we offer to our B2B Client other valuable non insurance products with Remote staffing and Merchant account services. Which you also can make additional money on with your clients.

13. How do I become successful in the insurance business if the failure rate is so high?

This is probably the easiest thing for us to tell you! It just takes two things. Work smarter: which means follow everything we tell you to do to a TEE. I’m talking zero deviation from the training not even use different words or even a different tone 100% of the training ONLY. Work harder than everyone else. The goal of this business isn’t to kill yourself working 12 hour shifts however the first year is where people tend to fail out at the highest rate so going full throttle at least for 1 year will guaranteed your success assuming you are also follow the training 100%. Once over that hump. Its up to you how much you want to pull back the throttle..

14. Is there any formal educational requirements to sell insurance?

ABSOLUTELY NOT! You can be a pre-school drop out and still become a millionaire in the insurance industry as long as you are coachable, willing to grind, hustle and are hungry! There is just one state exam you must pass and thats it. The owner barely passed the exam on his first try in Arizona with a 71% and as mentioned before is a top .001% national producer. Important to note some states require an 80% minimum passing score.

15. Why is sell insurance BETTER than selling real estate?

There are probably 100 reasons why insurance is better than real-estate I will list the top 5 to save you an hour of reading.

• Real estate has so many limiting factors. You are limited to your local area and its always face to face and is super hands all which SUCKS! Insurance can be done over the phone. You can be on the beach in Hawaii selling to someone in Florida then your next call is to California. Insurance has unlimited inventory.
• Real Estate is limited on number of buyers, housing availability, interest rates and other various factors and is usually creates a fest or famine type environment. Insurance is always needed by eveyone from age 1 day old to 100 years old. Not everyone needs or wants a house but everyone needs several types insurance.
• In 2025 70% of realtors didn’t sell a single home! Insurance is great in a red hot or even a bad economy its the most steady and consistent product you can sell other than food, coffee or gas.
• There is no passive residual income in real estate, once you sell them the home you get paid once and thats it. We have 10 different products to offer our clients and you get paid on them up front and on going!
• The proof is in the pudding as their are more millionaires in the insurance industry than the real estate sales industry.

16. Can I build a team of agents under me at Tegrity!

The short answer is YES! However we do suggest you get really good at selling and learning all the products yourself before you start building a team. This process tends to take anywhere from 1 to 3 years. As its much more respected to lead from the front. That being said Tergrity takes care of everything from the on boarding to having leads available for your recruits to all the training and CRM.

17. If insurance is so great and theirs many millionaires why isn’t EVERYONE DOING IT?

Just like with any occupation you need to have the skill set to be able to do it. A perfect example is NBA basketball players make millions putting a ball thru a hoop doesn’t sound that hard, so why isn’t everyone in the NBA. Well just being tall is only one facet of the many you need to be able to do that job. There are many more tall people not in the NBA then in the NBA. You then also have to have elite altheltic abilities and also be tall. Which very few people have both in this world.

Same goes with insurance even if you a fantastic sales person you can still fail miserably! Why? Well its a lot more than just selling insurance to be successful in the insurance business. Can you manage your time well? Are you willing to dial your balls off on the phone day in and day out? Can you stomach the fact you start every